Illnesses can strike us when we least expect them. Not only can they cause a lot of pain, stress and suffering, they can also be a heavy financial burden on a household. When a parent, child or any individual gets ill, it is likely that they will need to be cared for by another individual.
For example, when a child becomes ill for a lengthy period of time, a parent may have to take unpaid leave in order to care for him or her. In addition to this loss of income, medical bills can become extortionate if medical insurance is not adequate.