On behalf of Law Offices Of John C. Hanrahan, LLC | Dec 26, 2019 | Chapter 13, Chapter 7
Bankruptcy offers the chance for a fresh start for those with overwhelming debt who are unable to pay their bills. Once people file, they are no longer responsible for discharged debts. Extreme medical debt is the main reason most Americans 55 and older consider...
On behalf of Law Offices Of John C. Hanrahan, LLC | Jul 3, 2019 | Chapter 13, Chapter 7
Although there are many undeniable advantages to filing for bankruptcy, there is still a certain stigma attached to it, and this often deters people, preventing them filing. If you are struggling with overwhelming financial challenges but you are worried about how...
On behalf of Law Offices Of John C. Hanrahan, LLC | Jun 3, 2019 | Chapter 13, Chapter 7
Overwhelming debt and mental health issues are strongly linked. Financial difficulties can contribute to increased stress as well as anxiety disorders and depression. However, causation can also run the other way: Those with mental health issues may be more likely to...
On behalf of Law Offices Of John C. Hanrahan, LLC | May 1, 2019 | Chapter 13, Chapter 7
The length of a bankruptcy largely depends on the Chapter of bankruptcy that is filed for, and the complexity of the individual case. If you are considering filing for bankruptcy in Frederick, it is important to recognize that time and effort will need to be invested...
On behalf of Law Offices Of John C. Hanrahan, LLC | Mar 5, 2019 | Chapter 13, Chapter 7
If you are struggling with debt, you will know that no matter what luxuries you have in your life, you will be unable to enjoy them to a full extent due to worries about the debt in the back of your mind. Having an expensive car or designer clothes can bring joy, but...
On behalf of Law Offices Of John C. Hanrahan, LLC | Sep 6, 2018 | Chapter 13, Chapter 7
Illnesses can strike us when we least expect them. Not only can they cause a lot of pain, stress and suffering, they can also be a heavy financial burden on a household. When a parent, child or any individual gets ill, it is likely that they will need to be cared for...
On behalf of Law Offices Of John C. Hanrahan, LLC | Aug 6, 2018 | Chapter 13
The decision to file for bankruptcy is never an easy one to make. However, it is not usually a decision that people have much time to consider. It’s often a decision that is taken at a time when there are a limited number of other options. When a little time and...
On behalf of Law Offices Of John C. Hanrahan, LLC | Jul 10, 2018 | Chapter 13, Chapter 7
When you are struggling with ever-increasing debts, it may be difficult to work out what your options are to help you to get out of your situation. It is likely that constant communication with debt collectors will leave you feeling stressed, but you may worry that...
On behalf of Law Offices Of John C. Hanrahan, LLC | Jun 11, 2018 | Chapter 13, Chapter 7
For many people, bankruptcy is seen as a last resort, as an admission of failure and therefore a surrender. However, bankruptcy has had a negative stigma attached to it for many years, and while needing to file for bankruptcy is never an ideal situation, it can be an...
On behalf of Law Offices Of John C. Hanrahan, LLC | Apr 10, 2018 | Chapter 13, Chapter 7
People find themselves struggling with money for all kinds of unexpected reasons. It only takes a few months for a couple of late payments to snowball into a seriously stressful situation. Once you miss payments, creditors start calling. Fees start building up. You...
